Have you been furloughed and now need a mortgage?
If you’ve been furloughed in the last year you will need extra assistance to remortgage
Having been on furlough doesn’t mean your hopes of getting a mortgage are over, but lenders will be much more cautious of lending to you.
Contact a mortgage broker about getting a mortgage while on furlough
Even if you decide to wait until you’ve got your income back up to where it was beforehand, mortgage lenders will be wanting to understand if you’ve been able to not miss any essential bills in that time and how stable your employment is going forward, incase of another lockdown or a perceived thought your job maybe now at risk.
Often the lenders will make assumptions or even worse let the computer make the decision on whether to lend to you. This is where we step in and help advise and arrange to ensure you get the correct mortgage and consideration by the lender at the application stage and we present your application in the best possible light; therefore increasing your chances of acceptance at first application.
Our team of mortgage brokers are here and ready to assist you and we can speak at a time convenient for you and even over a video call if you prefer face-to-face conversation with your advisor.
Why choose us
✅ Access to over 80 lenders so you will get the best rates available with many of these lenders not available on the high street which are exclusive to brokers
✅ Experienced advisors, so you’re in the safe hands of our advisors who will be able to assist whatever your circumstance
✅ Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward
✅ We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you